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Kern Federal Credit Union
(661) 327-9461
Miracles Happen, LLC
Mortgage Miracles Happen is a mortgage brokerage company in Colorado, Florida, Texas & Utah. Our headquarters are in Ogden, Utah.

We use technology to be efficient and to simplify the loan process for our clients and our staff. We have online pre-qualification, in-house-processing and easy approval. This translates into shorter time-frames for funding loans.

Our commitment is to help each client understand the loan process, make it as simple as possible and to get you the right financing for your situation.

We pride ourselves on our professionalism, personal service, and competitive rates.


We are available not just during the day, but can be reached evingings and weekends.

Low Cost Loans

With having low over head, we pass the savings on to each of our clients.

We have relationships that we work with with the top mortgage banks in the country that offer the top tiered pricing to mortgage brokerage companies.

These two items gives us a competitive advantage over other mortgage companies and other banks and credit unions.
(801) 399-2364